🔍 Pro course · 12 lessons · Go deeper
Bank Fraud Investigation for Non-Technical People
Pro course: test the bank’s rejection with timelines, records, and the PROVE framework.
Your first win: Build a truthful timeline and test the bank rejection against records and evidence.
Every lesson below has a free preview. Pro unlocks the full lessons with live AI practice, quizzes, the coach, and spaced reviews.
1. The dispute frame
Most disputes turn on negligence, authorisation, and control failure
2. Build the master timeline
A timeline is the spine of the case
3. Map the disputed transactions
Each transaction needs amount, time, channel, destination, approval method, and report time
4. Device and SIM chain
New devices, SIM swaps, and signal loss matter
5. OTP and push-approval audit
OTP used is not enough — what did it say and what was approved?
6. Beneficiary and limit changes
Fraud often requires adding beneficiaries or changing limits
7. Bank alerts and notifications
Map alerts: active, inactive, sent, failed, or delayed
8. Fraud holds and block failures
What happened after the bank detected risk or you reported?
9. Inter-bank recovery attempts
The sending bank recovery process can be decisive
10. Read the bank rejection letter
Split the bank response into claims that need proof
11. Find contradictions
Compare bank claims against logs, timelines, and notifications
12. Case theory without exaggeration
Your theory should be factual, not emotional